If your fixed mortgage deal is set to end in the next few months, you’ve no doubt been keeping a close eye on interest rates and wondering what will happen with your future mortgage payments. No one knows whether rates will rise again or start to fall. For re-mortgagers, the big question is: should you secure a deal with the current rates, or wait until your deal ends to see if rates go down?
We understand the uncertainty around rates can be a worry which is why we’ve introduced ‘Mortgage Watch’ to help you secure the best re-mortgage deal available for you.
How Mortgage Watch works
- Book a free mortgage rate review with us up to 6 months before your current deal ends.
- We’ll search the mortgage market to find you the best rate available to you at that time. Remember, we’re independent so we can access deals from any lender.
- Secure a new mortgage deal and relax knowing exactly what you’ll be paying when your current deal ends.
- We’ll continue to monitor the rates offered by your new lender on a regular basis. If the rates go down before your new mortgage starts, we’ll switch you to the better rate.
With Mortgage Watch, we take care of the ups and downs of remortgaging so you don’t have to.
If you’re not looking to remortgage at this time, we can also advise on new homeowner mortgages, commercial mortgages, buy-to-let mortgages and equity release lifetime mortgages. Please contact Sharon Rigden for more information.
RfM Mortgage Services is a trading style of Key Mortgage Advice Limited who is authorised and regulated by the Financial Conduct Authority.
We are entered on the Financial Services Register No 312930 at register.fca.org.uk/
Think carefully before securing other debts against your home or property. Your home or property may be repossessed if you do not keep up repayments on your mortgage
The Financial Conduct Authority does not regulate some aspects of commercial mortgages and buy-to-let mortgages.
If you have a complaint or dispute with us, you are entitled to make a complaint. We have a complaints procedure that is available on request. If you wish to register a complaint, please contact us either in writing, by telephone or email.
Please be assured we treat complaints seriously. For your protection if you cannot settle your complaint with us, you may be entitled to refer it to the Financial Ombudsman Service (‘FOS’). Please see the following link for further details: financial-ombudsman.org.uk/