Hot on the heels of the launch of RfM Legal Services, we have more exciting news to share with you. You can now call upon RfM for help with a range of mortgage matters, including remortgages* and funding for commercial property.
In keeping with the + more element of our brand, we are always looking for ways to help our clients to save money and make the most of their finances. The introduction of RfM Mortgage Services means that we can now offer you expert, independent advice on mortgages.
Whether you are seeking a new mortgage, looking to get better terms by remortgaging or need finance for your commercial or rental property, we can help. Our independence means that we have access to the entire mortgage market, and we aim find the right product for you, at the best rate.
Independent mortgage services, tailored to you
One size of mortgage definitely doesn’t fit everyone’s needs which is why the mortgage market is so broad – and confusing! As experienced, independent advisors, we have access to the entire market so that we strive to track down the most appropriate mortgage for you. This includes exclusive products which are only available through certain mortgage advisors.
We provide a free initial consultation to ensure we fully understand your mortgage and re-mortgage needs before making any recommendations. Be assured that the mortgage advice we give you will always be professional, clear and honest. Whether this is your first or fifth mortgage, we will guide you through each step of the application process and keep our communications refreshingly free of confusing jargon.
If you are looking for a mortgage because you are moving home, we understand that the process can be incredibly stressful. We have introduced our Mortgage plus service to help take away at least some of that stress. As part of our premium service we can fast-track your mortgage application, negotiate the purchase price and deal with estate agents, lenders and solicitors on your behalf.
Arrange your free consultation today.
The high standards you expect from us
Our priority is to ensure that the service we deliver to clients using our mortgage services is of the high standard you expect from us. Sharon Rigden, who also heads up RfM Legal Services, will be the first point of contact for new clients.
Sharon has over 30 years experience as a banking relationship manager. She puts client care at the heart of everything she does and will ensure that your mortgage enquiry is dealt with efficiently and professionally.
Meet Sharon here.
Our range of mortgage services
Mortgages
We aim to find the lender and mortgage product that’s appropriate for your needs.
Remortgages
If your current deal is ending or you’re looking to borrow on your mortgage, you could save money by moving to a new lender.
You may have to pay an early repayment charge to your existing lender if you remortgage.
Lifetime mortgages
If you have seen the value of your home increase over time, you could tap into the equity to release a cash lump sum.
Lifetime mortgages are complex products. To understand the features and risks, ask for a personalised illustration.
Buy-to-let mortgages
Looking to invest in property? We’ll use our extensive knowledge of the market to aim to secure your buy-to-let mortgage.
Commercial mortgages
As independent specialists, we negotiate business mortgages with a range of lenders including banks, building societies, and commercial asset lenders.
Mortgage plus
More speed, less stress – we can fast-track your mortgage application, negotiate the purchase price and deal with estate agents, lenders and solicitors on your behalf.
RfM Mortgage Services are available to clients of all RfM offices and also open to non-clients.
On the move? Call on our conveyancing service
If you are looking for a mortgage because you are considering moving, you can also use RfM for the legal work involved in the sale and purchase of a property. Visit www.rfmlegal.co.uk for more information or email srigden@rfmlegal.co.uk.
If you would like advice on any of our mortgage services, please speak to your usual advisor who can refer you. Alternatively, call 01772 431233 or fill in our online form to request a callback.
*You may have to pay an early repayment charge to your existing lender if you remortgage.
RfM Mortgage Services is a trading style of Key Mortgage Advice Limited who is authorised and regulated by the Financial Conduct Authority.
We are entered on the Financial Services Register No 312930 at register.fca.org.uk
Think carefully before securing other debts against your home or property. Your home or property may be repossessed if you do not keep up repayments on your mortgage.
The Financial Conduct Authority does not regulate some aspects of commercial mortgages and buy-to-let mortgages.
For information of users: This material is published for the information of clients. It provides only an overview of the regulations in force at the date of publication, and no action should be taken without consulting the detailed legislation or seeking professional advice. Therefore no responsibility for loss occasioned by any person acting or refraining from action as a result of the material can be accepted by the authors or the firm.