1991 was the year that hundreds of mysterious crop circles appeared in farmers’ fields across the UK, the government introduced TESSA’s and Mr Blobby started (and ended) his pop career. That same year, two friends from Preston decided to start their own printing business in the city. Back then, they could not have predicted how radically their industry would change over the next quarter century – or that RfM Accountants would be joining them on their business journey.
RfM sends Baby Beat fundraisers on their bike
RfM regularly supports a number of local charities through donations and fundraising activities. Staff have played golf, dressed down, collected Christmas trees and even walked on fire for good causes. This time, we’re helping two friends of the firm to get ‘on their bike’ for Lancashire charity Baby Beat.
More connections, more opportunities
Earlier this year, RfM supported Miss England 2016/17, Elizabeth Grant, to set off to the Miss World Pageant in style. A luxurious lift to the airport for her flight to Washington was just the first stage of what’s set to be a journey full of opportunities. RfM is helping to ensure Elizabeth makes the most of the experience.
Changes to the VAT Flat Rate Scheme
Changes to the VAT Flat Rate Scheme (FRS), announced in the Autumn Statement, came into affect on 1 April 2017. Businesses defined as being a ‘limited cost trader’ will now have to calculate VAT using an increased flat rate percentage. We explain what this will mean for many businesses using the FRS.
What’s the forecast? Check your State Pension entitlement
Self-employed individuals will receive a state pension through the new ‘flat rate’ scheme. In recent years, there have been several changes to the eligibility criteria, so now may be a good time to check what you’re entitled to.
HMRC focus on Entrepreneurs’ Relief claims
Entrepreneurs’ Relief (ER) can provide a valuable relief from tax on capital gains. But, as with everything in the world of tax, there are rules that must be followed to make sure you really do qualify for the lower rate of tax.
Anti-avoidance rules target business wind-ups
Anti-avoidance rules have been in place for many years to try to prevent the serial winding up of companies and abuse of the capital gains rules. To strengthen these rules the government has introduced a new Targeted Anti-Avoidance Rule or TAAR.
New bank referral scheme opens doors
Autumn 2016 brought some good news for the many small companies who find it difficult to secure business finance from the high street providers. A new government bank referral scheme ensures that the large lenders will signpost borrowers to a range of alternative funding options.
Venture Capital Trusts – over 20 years in the making
Introduced as a tax relief in 1995, Venture Capital Trusts (VCTs) invest in small companies. The rules and reliefs may have been tweaked, but 22 years on they are fundamentally the same. We look at the benefits of VCTs.
Getting a mortgage decision when you’re self-employed
As a self-employed individual, you’d think it would always be in your best financial interests to make less profit so that you pay less tax. But when you need to apply for a mortgage, you’ll want the opposite to be true: larger profits, higher earnings. Whilst we can’t change your accounts to make it look like you’ve made more money, we can help you to get a mortgage decision.
Dressing down raises funds for St Catherine’s Hospice
Colleagues from RfM Preston have been ‘casually’ fundraising for St Catherine’s Hospice. Simply by swapping tailoring for t-shirts every Friday they have raised an amazing £800 for the local charity.
Paul Newsham supports Hyde United FC board
With his knowledge of business and accounting and passion for football, RfM Consultant Paul Newsham is the perfect pick for the role of Non Executive Director of Hyde United FC.
Kathryn makes the ACCA grade
Just three years after joining RfM Accountants as a graduate, we are delighted to be able to congratulate Kathryn Gardner on passing all her ACCA professional accounting exams – first time!
RfM gives invaluable accounting support to charity
Emma Murphy and Janet Williams are on a mission. It’s a mission that has seen them making a real difference. They have successfully campaigned for changes that will protect the future health of thousands of babies. And they have made influential friends in high places. Here’s their story and how RfM is supporting them with their quest.
A wealth of options for business funding
Thanks to our experience, knowledge and connections, RfM Accountants can often find business funding with better terms than you might get independently. Catalyst Finance, one of our recommended providers, has successfully helped a number of our clients to access finance for cash flow and business projects.
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